When home systems break down, have a plan in place.
From your heating and cooling system to the appliances you use every day, a home service contract can help manage the cost and hassle of covered breakdowns caused by normal wear and tear.
Your home works hard. Your plan should make sense.
Heating, cooling, plumbing and appliances keep daily life moving. A home service contract may help with eligible repair or replacement costs when covered items break down.
and feel at home.
the details.
happen here.
Coverage options for the systems and appliances you rely on.
Home warranty plans commonly focus on covered breakdowns from normal wear and tear. The items below are examples drawn from the types of coverage described in the reference material. Your agreement determines what is actually covered.
Heating & Air Conditioning
Depending on the plan, coverage may include heating systems, air conditioning, heat pumps, ductwork, thermostats and related components.
Plumbing & Water Heaters
Selected plumbing systems, stoppages, water heater components and certain built-in plumbing features may be available under specific agreements.
Electrical Systems
Plans may cover specified electrical system parts and components. Covered items, limits and exclusions depend on the service contract.
Kitchen Appliances
Eligible appliances may include refrigerators, dishwashers, ovens, ranges, cooktops, built-in microwaves and garbage disposals.
Laundry & Garage
Some plans include clothes washers, dryers and garage door openers or related garage door system components.
Optional Coverage
Depending on availability, options may include roof leak repairs, exterior lines, pools and spas, well pumps, sump pumps, septic systems, central vacuums and additional refrigerators or freezers.
Examples only. Not every item is offered in every plan or state. Review the sample agreement and final contract for coverage limits, exclusions, waiting periods and service fees.
Start with the protection your home needs.
Reference plans commonly group coverage into systems, systems plus appliances, and broader protection with optional items. These are comparison categories—not a promise of coverage. Request a ZIP Code-based quote for the options available where you live.
Systems Plan
A starting point for major built-in home systems.
- Heating system components
- Air conditioning may be included by plan
- Plumbing system components
- Electrical system components
- Water heater components
Complete Home Plan
A broader combination for systems and everyday household appliances.
- Selected heating, cooling and plumbing items
- Selected electrical components
- Refrigerator and dishwasher options
- Oven, range or cooktop options
- Washer and dryer options
Expanded Protection
Additional coverage choices may be available for specific home features.
- Selected systems and appliances
- Roof leak repair options
- Exterior water, sewer or gas line options
- Pool, spa or well pump options
- Septic, sump pump or extra refrigerator options
Plan availability, covered components, coverage caps, service call fees, exclusions and optional items vary by provider, state and agreement. No price or coverage amount is implied by these illustrative categories.
A clear process when a covered item needs attention.
Choose a plan for your home
Compare covered systems and appliances, service call fees, coverage limits and exclusions. Availability and pricing may depend on your ZIP Code and home details.
Submit a service request
When an eligible covered item breaks down, submit a request through the service channel described in your agreement or contact the plan administrator.
Have the issue assessed
A service professional may be assigned to diagnose the issue. If the breakdown qualifies, the contract explains the available repair, replacement or other resolution and any applicable service fee.
Home warranty vs. homeowners insurance.
They serve different purposes. Homeowners insurance generally helps protect against covered property losses from events such as fire, certain storms or theft. A home warranty is typically a service contract for specified systems and appliances that break down over time, often due to normal wear and tear.
- ✓Homeowners insurance: covered property damage or loss from listed risks, subject to the policy.
- ✓Home warranty: specified repair or replacement services for eligible covered systems and appliances, subject to the service contract.
- ✓They are not substitutes: review both documents to understand what each product does—and does not—cover.
Know the terms before you need service.
Check the covered items, exclusions, service call fee, coverage caps, waiting period and repair or replacement provisions in the agreement for your state.
Get a ZIP Code-Based QuoteA little more preparation for the place you call home.
Home service contracts may be worth exploring whether you already own a home, are buying or selling, or help clients navigate a real estate transaction.
Homeowners
Review options for eligible systems and appliances and understand how service fees and coverage limits may affect out-of-pocket costs.
Homebuyers & Sellers
Consider whether a service contract makes sense during a home purchase or sale. Confirm who is eligible to purchase or use the plan and when coverage begins.
Real Estate Professionals
Help buyers and sellers understand the role of a home service contract, what it may cover and where to find the controlling agreement.
Helpful answers before you choose a plan.
Understand how service contracts work, what can affect pricing and what to review before enrolling.
Explore home warranty options in your area.
Tell us a little about your home and the systems or appliances you want to protect. Request information about available plans, pricing and contract details.
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